THE BEST MORTGAGES FOR YOUR HOME BUYING AND HOME REFINANCING NEEDS

FIRST MORTGAGE

The initial loan provided by a lender that enables an individual to buy a home. While possible to cover the entire cost, it's more common to secure a loan for 60-80% of the home's value.

MORTGAGE REFINANCING

The process of revising or replacing the terms of an existing loan arrangement to make changes to the interest rate, principal amount, payment schedule, or other terms outlined in your mortgage commitment.

SWITCH/TRANSFER

Move your current mortgage from one lender to another at the completion of your term.

INVESTMENT PROPERTY

Properties purchased with the intention of earning a return on the investment.

SECOND MORTGAGE

An additional mortgage, taken out on a property that is already mortgaged.

MORTGAGE RENEWAL

Extending the mortgage agreement with the same lender at the maturity date. If the mortgage is not renewed, it must be paid out on the maturity date.

HOME RENOVATION LOANS

A type of loan often wrapped into a mortgage loan that includes the costs of renovating.

REVERSE MORTGAGE

Diamond Mortgage Group offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process.